We often complain of smaller salaries or income.
True, salaries in Ghana are peanut and extremely inefficient to sometimes manage one household through the entire month.
One may ask then how can I and my family survive with that little income.
Don't worry any more, Daily news Economic Section Team has come out with simple five things every salary earner or daily income generator must do to survive.
As we know prices of items keep soaring every day.
We must find a cure to stop this canker on our lives.
Now let's study the Five (5) keys to save your salaries.
1. Planning ahead.
Everyone must plan very well ahead of salary payment.
Put all expected expenditures on paper before going for your salary.
This makes a worker spend within his or her means.
Suppose you earn Gh1,000.00 every month with 4 members of your household.
Your Feeding money should not exceed Gh600.
Don't rent at Gh200/month, don't eat from chop bars and drink alcohol moreover girlfriends.
Never attend any unnecessary programs. You can attend church once a week if your church is money demanding type.
Never use too much Data for chats and downloads.
Avoid friends visit any how.
Eat more vegetables, carbohydrates and fruits.
Avoid plenty canned foods and exercise regularly with your family.
Practice good hygiene.
These may prevent the incidence of your family getting sick and resulting in regular visit to hospitals.
Eat manageable balance diet and try to save at least Gh50 every month for unexpected circumstances.
Avoid buying a lot of clothing and fueling of vehicles if you have one.
In fact you can pack your car and take trotro and taxis if possible until you start part time business.
2. Start a small income generating business.
Think of any small business that can generate at least Gh 5 to Gh10 profit a day.
You can seek advice from friends who are into business for directions. Never solicit business ideas from those who are not into business. They may discourage you.
3. Get a good wife/husband.
Getting a good wife or husband helps. Single life is expensive. If you are married, there will be think-together attitude that will shape your expenditure. Marry someone who understands you not only beauty and looks.
Husband/ wife will be your partner to correct and shape your life. It may results in kids that brings happiness when you are stressed up. Kids are blessings. Because of the kids you may never lack what you will eat any day. It is a secret!
4. Be Self Discipline
Getting yourself discipline is key in managing your finances and your salaries.
Travel when necessary and call people when it is very important.
Avoid betting and lottery games.
Share ideas with friends who think business not outing friends.
5. Get more closer to God.
Fast and pray regularly for breakthrough in your finances.
Give to the needy as little as you can do. Give offertory at church but it should be included in your monthly income expenditure plan.
Keep following DailyNews for the best Plans to manage your life.
How To Live Happy Life
soon to be published.
Kindly follow Daily news Share in all groups.
Content created and supplied by: Daily-news (via Opera News )