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How To Stop SIC Life Insurance Policy Deduction Of GHS10

In 2019, Many teacher unions in Ghana called on GES to stop the mandatory SIC policy deduction and made it an optional after it's introduction.

Many teachers are eager to stop the SIC Life Insurance Policy Deduction on their payslips. The reason being that they were not informed about the policy before it was initiated in 2019. After agitations by some GES staff, the company made it optional.

Despite being made optional, some individuals who surrendered the policy did not receive their refund whereas others could not opt-out at all. Currently, some teachers who applied to surrender the policy are still being deducted without their consent. Most GES staff, teachers especially have found ways and means to surrender the policy. In this article, you are provided with the simplest way to terminate or opt-out and call for a refund of monies deducted as a result of an unintended subscription to the policy.

According to SIC, some of the benefits teachers will enjoy are subsidized monthly premium, of GHS 10.00, Death cover (Natural and accidental causes) up to an amount of GHS 18,000, permanent disability covers up to GHS 18,000, 10% cashback every three years when no claim has been made within the period, critical illness: GHS 9,000 upon diagnosis (cancer, kidney/renal failure, heart attack, deafness, loss of sight, stroke, paralysis, loss of speech.)


1. Download the GES-SIC Exit form from by copying and pasting this link in your browser.

2. Fill the form by providing your Name, District /Region, Staff ID, and Contact Number.

3. Append your signature and provide the mobile money number or bank account details for refund of deductions made.

4. Address the form to your local GNAT leaders immediately for it to be worked on.

The exit form looks like this

For those who do wish to continue, there is no need to terminate or cancel the State Insurance Company (SIC) policy if you are okay with the terms and conditions that has been stated above.

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GES Ghana SIC SIC Life Insurance SIC Life Insurance Policy


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