Archbishop Duncan Williams defined money as a tool. Which can be used for good or bad depending on who owns it. Therefore it is important that believers understand how to use money. The past advised christians to develop the discipline not to spend everything they earn, but rather make the conscious effort to invest.
The religious leader's advice is essentially for each and everyone who has the dream to make it in life. Spending everything you earn sends you back to square one. The best way to use money is to invest. Investing has a high percentage of gaining your money back plus profit.
Archbishop Duncan Williams posted on his Facebook page that it took him forty years before realizing how many is used. Therefore it shouldn't be a mystery for you since it has already been solved.
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